( Insurance : Medical insurance )
A serious illness or injury can harm more than your health - it can have an impact
on your ability to work and meet your family's living expenses.
Under functional impairment benefits, payouts are made irrespective of the client's
ability to work.
A policyholder's ability to work is the degree to which they are able to do a job, as a result of disability.
Collins English Dictionary. Copyright © HarperCollins Publishers