Word forms: (present) excludes a risk, (past) excluded a risk, (perfect) excluded a risk, (progressive) excluding a risk
Most property insurance policies exclude risks such as malfunction of a boiler or other machinery. Almost all policies will exclude risks such as preexisting medical conditions from coverage, while others may exclude high-risk
leisure activities. If an insurance company excludes a risk, they declare that a particular risk is not covered by an insurance policy.
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