Definition of 'loan-to-value'
Example sentences containing 'loan-to-value'
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Banks were told to cut loan-to-value ratios for multiple home owners. Times, Sunday Times (2016)New landlords with a high loan-to-value ratio face the real prospect of negative equity. Times, Sunday Times (2007)Likely measures include recommending the introduction of higher capital requirements for banks for mortgage lending and limiting maximum loan-to-value ratios for mortgages. Times, Sunday Times (2014)Such considerations could be academic if you bought in the past couple of years on a high loan-to-value mortgage and are in negative equity. Times, Sunday Times (2008)Experts argue that overpaying on your mortgage will reduce your loan-to-value ratio and put you in a considerably better position when you come to remortgage. Times, Sunday Times (2009)There is some evidence of more loans being offered at higher loan-to-value ratios or to first-time buyers. Times, Sunday Times (2009)Any investment property bought in the past two years with borrowed money using a high loan-to-value ratio is in serious danger of breaching its banking covenants. Times, Sunday Times (2008)Only a few banks offer this service with 70 per cent loan-to-value mortgages available. Times, Sunday Times (2007)Last month there was a breach in the 80 per cent loan-to-value covenant. Times, Sunday Times (2011)The maximum loan-to-value is 80 per cent. Times, Sunday Times (2014) Maximum loan-to-value ratios did not increase either, contrary to expectations. Times, Sunday Times (2009)When the property slump hit, loan-to-value covenants on the debt were breached and the loan defaulted. Times, Sunday Times (2011) Your loan-to-value ratio should be reasonable," he adds. Christianity Today (2000)The average loan-to-value ratio in the mortgage book is 50 per cent. Times, Sunday Times (2012)It is available on loan-to-value ratios up to 75 per cent. Times, Sunday Times (2009)Mortgage brokers say that it is harder for self-employed borrowers to secure a deal with a high loan-to-value ratio. Times, Sunday Times (2009)Under the scheme, councils will top up the deposits of approved buyers to help them gain access to higher loan-to-value mortgages. Times, Sunday Times (2011)Other lenders might force the borrower to take a loan with a higher maximum loan-to-value ratio, leading to higher monthly repayments. Times, Sunday Times (2010)Of course, a long mortgage term and a high loan-to-value ratio by themselves are not necessarily an indication of financial difficulty. Times, Sunday Times (2008)And if the availability of higher loan-to-value mortgages remains scarce, we could see the cost of renting overtake that of buying in some parts of the country. Times, Sunday Times (2009)In a feedback document published yesterday, the regulator said that most lenders had also objected to a proposal to cap the maximum loan-to-value limit for home loans. Times, Sunday Times (2010)
Definition of loan-to-value from the Collins English Dictionary
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